The Flex-funds^®at a glance: (click)

The Flex-funds Money Market Fund seeks to provide current income while maintaining a stable share price of $1.00. The Fund primarily invests in high-quality, short-term money market instruments, such as securities issues by the U.S. Government or its agencies, or obligations issued by corporations and financial institutions.

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The Money Market Fund seeks to provide current income while maintaining a stable share price of $1.00. To pursue this goal, the Fund invests primarily in high quality, short-term money market instruments, such as securities backed by the full faith and credit of the U.S. Government, securities issued by U.S. Government agencies, or obligations issued by corporations and financial institutions.

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The Flex-funds U.S. Government Bond Fund seeks to maximize current income through investment in securities which are issued or guaranteed as to principal and interest by the U.S. Government or any of its agencies, and through repurchase agreements involving these U.S. Government securities.

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The Flex-funds Muirfield Fund® seeks growth of capital through investment in the shares of other mutual funds when the risk/reward relationships in the equity markets are favorable. When unfavorable, the Fund seeks preservation of capital through investment in bonds and cash equivalents.

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The Defensive Balanced Fund seeks income and growth of capital by investing its assets
in actively managed mutual funds and exchange traded funds (ETFs), following a disciplined
strategy of “Defensive Investing.”

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The Strategic Growth Fund seeks growth of capital by investing in actively managed mutual
funds and exchange-traded funds (ETFs) that invest in equity securities. The Fund will normally have a target asset allocation structure that will be maintained through rebalancing.

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The Flex-funds Quantex Fund™ (formerly known as The Highlands Growth Fund) seeks growth of capital over a long-term time horizon through investment in a diversified, style-neutral portfolio of small- and mid-sized stocks.

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The Flex-funds Total Return Utilities Fund seeks an above average level of current income and growth of income by investing primarily in equity securities of domestic and foreign utility companies. The Fund follows a socially-conscious investment policy by not investing in electric utilities whose generation of power is derived from nuclear reactors.

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The Flex-funds Dynamic Growth Fund seeks growth of capital by investing primarily in other growth-oriented mutual funds.

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The Flex-funds Aggressive Growth Fund seeks growth of capital by investing primarily in other aggressive growth-oriented mutual funds.

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